[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.osbaobab.cz\/sporeni-na-penzi-je-obrovsky-byznys-ktery-laka-firmy\/#Article","mainEntityOfPage":"https:\/\/www.osbaobab.cz\/sporeni-na-penzi-je-obrovsky-byznys-ktery-laka-firmy\/","headline":"Spo\u0159en\u00ed na penzi je obrovsk\u00fd byznys, kter\u00fd l\u00e1k\u00e1 firmy!","name":"Spo\u0159en\u00ed na penzi je obrovsk\u00fd byznys, kter\u00fd l\u00e1k\u00e1 firmy!","description":"Skupina Partners ozn\u00e1mila, \u017ee spust\u00ed penzijn\u00ed spole\u010dnost. Nejen to! \u00dadajn\u011b uva\u017euje i o tom, \u017ee vyraz\u00ed na trh i s<p><a href=\"https:\/\/www.osbaobab.cz\/sporeni-na-penzi-je-obrovsky-byznys-ktery-laka-firmy\/\" class=\"more-link\">P\u0159e\u010d\u00edst..<span class=\"screen-reader-text\">Spo\u0159en\u00ed na penzi je obrovsk\u00fd byznys, kter\u00fd l\u00e1k\u00e1 firmy!<\/span><\/a><\/p>","datePublished":"2020-01-25","dateModified":"2023-05-09","author":{"@type":"Person","@id":"https:\/\/www.osbaobab.cz\/author\/#Person","name":"","url":"https:\/\/www.osbaobab.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4ae18345300f35922a2a7b2caa17564b68acab8514eff939a8a019efde378c24?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4ae18345300f35922a2a7b2caa17564b68acab8514eff939a8a019efde378c24?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"osbaobab.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.osbaobab.cz\/wp-content\/uploads\/img_a367982_w3089_t1580369041.jpg","url":"https:\/\/www.osbaobab.cz\/wp-content\/uploads\/img_a367982_w3089_t1580369041.jpg","height":0,"width":0},"url":"https:\/\/www.osbaobab.cz\/sporeni-na-penzi-je-obrovsky-byznys-ktery-laka-firmy\/","about":["Pen\u00edze"],"wordCount":386,"articleBody":"Skupina Partners ozn\u00e1mila, \u017ee spust\u00ed penzijn\u00ed spole\u010dnost. Nejen to! \u00dadajn\u011b uva\u017euje i o tom, \u017ee vyraz\u00ed na trh i s bankou. \u017d\u00e1dost o licenci na penzijn\u00ed spole\u010dnost podala firma Partners ji\u017e v prosinci 2019. Na konci roku 2020 by m\u011bl za\u010d\u00edt pilotn\u00ed provoz s vytipovanou skupinou poradc\u016f. Ostr\u00fd start m\u00e1 pak firma napl\u00e1novan\u00fd na za\u010d\u00e1tek roku 2021. Investice spole\u010dnosti do tohoto rozvoje by m\u011bla b\u00fdt kolem 150 milion\u016f korun, a to v\u0161e z vlastn\u00edch finan\u010dn\u00edch zdroj\u016f, respektive ze zdroj\u016f skupiny Partners. Hlavn\u00ed cestou je digit\u00e1ln\u00ed proces a automatizace. Nejv\u011bt\u0161\u00ed investici pl\u00e1nuj\u00ed na po\u010d\u00e1tku p\u0159i z\u0159\u00edzen\u00ed, n\u00e1sledn\u011b v\u0161ak kalkuluj\u00ed s n\u00edzk\u00fdmi n\u00e1klady na provoz.\t\u00da\u010dastnick\u00e9 fondy\tOd roku 2013 si lid\u00e9 mohou vyb\u00edrat z n\u011bkolika strategi\u00ed. Podle toho hodl\u00e1 i Partners vytvo\u0159it vlastn\u00ed nab\u00eddku. Jednou z variant bude povinn\u00fd konzervativn\u00ed z\u00e1konem dan\u00fd fond, pro ty, kte\u0159\u00ed necht\u011bj\u00ed podstupovat riziko. Pro ty, co se rizika neboj\u00ed pl\u00e1nuje firma vytvo\u0159it dal\u0161\u00ed dva fondy.\tPodle specialist\u016f jsou lid\u00e9 st\u00e1le je\u0161t\u011b zacyklen\u00ed v informac\u00edch, kter\u00e9 b\u011b\u017eely p\u0159ed n\u011bkolika lety. Informace o tom, \u017ee kdo neuzav\u0159el smlouvou p\u0159ed d\u016fchodovou reformou a nevyu\u017eil transformovan\u00e9ho fondu, m\u00e1 u\u017e sm\u016flu a nevyplat\u00ed se mu spo\u0159it. Z dlouhodob\u00e9ho hlediska je v\u0161ak podle odborn\u00edk\u016f investice v dopl\u0148kov\u00e9m spo\u0159en\u00ed mnohem v\u00fdhodn\u011bj\u0161\u00ed, nebo\u0165 tyto fondy maj\u00ed mnohem v\u011bt\u0161\u00ed v\u00fdnosy. Samoz\u0159ejm\u011b se v\u00fdnosy ro\u010dn\u011b m\u011bn\u00ed. N\u011bkter\u00e9 roky jsou siln\u011bj\u0161\u00ed, n\u011bkter\u00e9 roky jsou slab\u0161\u00ed. Na tyto investice se v\u0161ak \u010dlov\u011bk mus\u00ed d\u00edvat v\u00fdhradn\u011b z dlouhodob\u00e9ho pohledu, kdy se v\u00fdkyvy z roku na rok vyhlad\u00ed a celkov\u011b jsou \u010d\u00edsla v plusu. Samoz\u0159ejm\u011b velk\u00e1 \u0159\u00e1dka lid\u00ed m\u00e1 z uveden\u00e9ho kol\u00eds\u00e1n\u00ed obavy, a d\u016fsledkem je, \u017ee od roku 2013 v\u00fdrazn\u011b klesl z\u00e1jem o spo\u0159en\u00ed na penzi. V roce 2019 v\u0161ak kles\u00e1n\u00ed p\u0159estalo a lid\u00e9 se op\u011bt o tento druh spo\u0159en\u00ed za\u010dali zaj\u00edmat.\t\tN\u00edzk\u00e9 \u00farokov\u00e9 sazby\tCelkov\u011b podpo\u0159e z\u00e1jmu o d\u016fchodov\u00e9 spo\u0159en\u00ed nepom\u00e1h\u00e1 ani dlouhodob\u011b n\u00edzk\u00e9 \u00farokov\u00e9 sazby.                                                                                                                                                                                                                                                                                                                                                                                        3.2\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Spo\u0159en\u00ed na penzi je obrovsk\u00fd byznys, kter\u00fd l\u00e1k\u00e1 firmy!","item":"https:\/\/www.osbaobab.cz\/sporeni-na-penzi-je-obrovsky-byznys-ktery-laka-firmy\/#breadcrumbitem"}]}]